About Us
We believe intelligence
should be accessible
Advayant Intelligence was founded with a simple conviction: the most powerful technology should serve everyone — not just the privileged few.
Our Story
India's financial landscape is breathtaking in its complexity. Hundreds of credit cards, each with intricate reward structures, category bonuses, spending caps, and redemption quirks — consumers leave thousands of rupees on the table every year simply because they can't keep track of it all.
We started Advayant Intelligence to change that. Our name comes from Sanskrit — advayant, meaning “unique, unparalleled.” It reflects our belief that the intelligence we build should be unlike anything that came before.
Our first product, FLUX AI, uses artificial intelligence to instantly tell you which card to use for any purchase — maximizing your rewards without the spreadsheet gymnastics. But FLUX is just the beginning.
We're building a suite of intelligent tools that help Indian consumers navigate their financial lives with confidence — from spending optimization to investment intelligence, all rooted in privacy, transparency, and respect for the user.
Mission
To build AI-powered tools that put financial intelligence in the hands of every Indian consumer — not just the wealthy or the technically savvy.
Vision
A world where AI works quietly in the background to help you make better financial decisions — so you never leave money on the table again.
Innovation
Building our own financial AI
We're not just using AI — we're building proprietary financial intelligence infrastructure for India.
Open Reward Intelligence API
India's first open, community-verified database of every card's reward structure. API-first architecture — any fintech can query the best card for any purchase.
On-Device Financial AI
Fine-tuned models that run entirely on your phone. Sensitive financial data never leaves your device — true zero-knowledge intelligence.
Proprietary Model Suite
FluxClassifier, FluxRewardParser, FluxAnomalyNet — domain-specific AI trained on Indian financial data, replacing third-party dependency entirely.
Multilingual Voice AI
Voice-first financial intelligence in Hindi and regional languages. Ask in your language, get the best card instantly via WhatsApp or app.
What sets us apart
Zero-Knowledge Architecture
Your data is encrypted client-side with your password. We literally cannot read your financial data — even if compelled by law.
India-Specific Intelligence
Our models understand UPI, RuPay, HDFC SmartBuy, Axis GrabDeals, and 200+ Indian cards. Not generic global datasets.
No Data Selling. No Ads.
We make money by building products worth paying for. Your data is never sold, shared, or used for advertising.
Open & Transparent
We're building the Open Reward Intelligence API — a free, open database of every card's reward structure for developers.
The Team
Built by builders
Advayant Intelligence is led by people who are passionate about using technology to solve real problems for real people.
Rajeev Gupta
Founder
Building at the intersection of AI and consumer finance for India.